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Calls to 03 numbers cost no more than a national rate call to an 01 or 02 number and must count towards any inclusive minutes in the same way as 01 and 02 calls. These rules apply to calls from any type of line including mobile, BT, other fixed line or payphone.

Calls to 0844 numbers cost £0.06 per minute plus your phone company's access charge. See T&Cs

Why it's important to respect UK speed limits

Speed limits on UK roads are in place for a reason. Driving recklessly causes accidents, and could lead to serious injury or death.

One of the biggest factors in crashes, collisions and impacts is the speed at which the driver was travelling. At 40mph, the risk of killing a pedestrian in a collision is around four times higher than at 30mph. Your thinking and braking distances will be increased, meaning that it takes more time to stop to avoid an incident.

Higher speeds also have an impact on your ability to look out for and avoid reckless drivers in other vehicles. Travelling more quickly gives you less time to manoeuvre, and if a car behind you is too close, braking suddenly is more likely to result in an impact.

Our advice is to treat the speed limit on the road as a maximum and not the standard. The maximum speed that you should travel depends on a number of factors, including the type of vehicle you own, the road and the weather conditions. It's not always safe to drive exactly on the limit: when there's water, snow or ice on the road, for example.

You'll also find that many new cars come with inbuilt speed limiters, safety measures and cruise control settings to keep you safer. These are designed to be used alongside your own vigilance and safe driving - even though the systems will support you, they will not completely prevent an accident.

Please get in touch with Lookers whenever you need more driving and safety advice.