Call ChargesAll calls may be recorded for training, monitoring and quality purposes.

Calls to 03 numbers cost no more than a national rate call to an 01 or 02 number and must count towards any inclusive minutes in the same way as 01 and 02 calls. These rules apply to calls from any type of line including mobile, BT, other fixed line or payphone.

Calls to 0844 numbers cost £0.06 per minute plus your phone company's access charge. See T&Cs

BALLOON HIRE PURCHASE​

Balloon Hire Purchase is essentially the same as standard Hire Purchase, but with a relative proportion of the amount of credit deferred until the end of the agreement. Unlike PCP, there's no Guaranteed Minimum Future Value (GMFV) and you do not have the option to return the vehicle at the end of the agreement.   ​​

               

WHEN THE AGREEMENT STARTS

  • Agree an initial deposit and how long you want the agreement to run for
  • We will calculate your final payment and confirm your regular monthly payment

WHEN THE AGREEMENT ENDS

  • Pay the deferred Final Payment for the title of the vehicle to be transferred into your name
  • Part exchange the vehicle subject to settlement of your existing finance agreement (if the part exchange does not cover the Final Payment including interest (where applicable) you would need to pay the shortfall to settle the finance agreement)

                

ADVANTAGES OF BALLOON HIRE PURCHASE

  • Balloon Hire Purchase can be used by business customers who don't want to be bound by mileage restrictions
  • Flexible Deposit Options are available
  • Monthly payments can be kept lower
  • Allows you to drive the newest model