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Autumn Statement: The good and bad news for motorists

The Government has some news regarding car insurance and investment into the future for motorists as Chancellor Philip Hammond makes his first Autumn Statement to Parliament today.

Let’s start with the bad news…

Higher Insurance Premium Tax

This is the third rise in two years and will see the Insurance Premium Tax be increased from 10 to 12 per cent from June 2017, more than double than the five per cent set in 2014.

Steve Treloar, LV General Insurance Managing Director, said: “Government has incorrectly stated that IPT is a tax on insurers – it’s not, it’s a tax that consumers have to pay when they purchase insurance. This is now the third IPT increase in a row, so it’s extremely disappointing that the Treasury appears to be setting a precedent of placing an ever-increasing burden on hardworking consumers."

Now, some good news…

No Fuel Duty Increase

Well, not until April 2018. The proposal to increase fuel duty by 2p per litre will not be imposed next year, but will be postponed 2018, costing the Government £830 million. This has been the seventh successive year it has been cancelled. As a result, motorists are saving an average of £130 per year, and van drivers an average of £350 per year. This has been the longest fuel duty freeze the UK has seen in 40 years. Fingers crossed for next year?

Whiplash Compensation Changes

We get a crackdown on compensation claims for whiplash injuries as Government suggests savings of an average of £40 on motorists’ insurance premiums. This comes following recent reports of 50% higher whiplash claims despite the number of accidents on UK roads falling.

Roads Investment

£1.3 billion has been set aside to improve the roads across the country. As winters become harsher, and potholes become bigger, this investment is likely to be welcomed kindly by motorists. The fund will give £1.1 billion to reduce congestion and upgrade local roads and public transport; £220 million to tackle road safety and congestion on Highway England Roads and £27 million to develop an expressway connecting Oxford and Cambridge.

Investment into the Future

The Government has also announced its £390 million pledge to ensure the UK will invest its efforts in low-emissions vehicles as well as the development of driverless cars. As well as this, there will be a 100 per cent first year capital allowance for the installation of electric vehicle charging infrastructure.