REPRESENTATIVE FINANCE EXAMPLE
Personal Contract Plan† representative example through Kia Motors Finance
|Lookers cash price||£21,579|
|Saving on list price||£1,556|
|Kia Deposit Contribution||£1,000|
|Total amount of credit||£19,580|
|Finance facility fee||£0|
|Option to purchase fee||£0|
|Total charge for credit (inc. interest & fees)||£2,300.64|
|Optional final payment||£11,405.36|
|Total amount payable||£23,879.64|
|Interest rate (fixed)||2.52%|
|Mileage restriction per annum||6,000|
|Excess mileage charge per mile||7.5p|
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Terms and Conditions
Retail sales only. Not for Business Users. T&C’s apply. Subject to model and colour availability at participating dealers on vehicles registered between 15/02/2018 and 31/03/2018 and may change without further notice. Offer valid until 31st March 2018.
No other offers may be used in conjunction with the above detailed offer. Representative 4.9% APR finance available on Personal Contract Purchase over 37 months. Customer deposit £999 required over 37 month term - other terms available (24, 30, 42, 48 months). At the beginning of the personal contract the legal owner is Kia Motors Finance and at the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle.
Further charges may be made subject to the condition of the vehicle.You will not own the vehicle until all payments are made. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees/indemnities may be required. Finance agreement provided by Kia Motors Finance, 86 Station Road, Redhill, Surrey, RH1 1SR. Models shown: Kia Niro 1.6 GDI Hybrid '2' 5dr.
From ; Lookers Kia Stockport, St Marys Way, Stockport, Cheshire, SK14AW; Lookers Kia Newcastle, Railway Street, Newcastle upon Tyne, Tyne and Wear, NE4 7AD. Representative examples are based on mileage of 6,000 miles per annum, excess mileage charge of 7.5p per mile applies.
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Annual Percentage Rate (APR) is the total rate of interest that is charged against the advance/amount of finance borrowed by a customer. The APR includes the flat/fixed interest rate charged by the lender, plus any other administration fees or charges incorporated into the agreement.
Equity is the deposited difference between the value of a vehicle and any money owed on that vehicle.