Motability for Elderly Carers: Your FAQs Answered

 

Can my child use my Motability car for work?

Effectively, the Motability vehicle should only be used by the person to which it was assigned or, alternatively, to directly benefit them. With this in mind, if one of the named drivers, such as a child, is using the car to commute to work, accumulating a wage which benefits the parent, this is deemed acceptable. In some circumstances, in order to ensure that direct benefit is being received by the disabled person, a tracker may be installed in the vehicle. 

It must be made clear however, that the aforementioned user must be a named driver on the car. Therefore, if you have two children and have only listed one as a named driver on the vehicle, the other will not be permitted to travel to work or for any other uses.

Can one household have two people who are both on the Motability scheme?

In terms of the number of cars available on the Motability scheme per household, there are no restrictions. Therefore, if each individual application meets the eligibility criteria of the Motability scheme, then they will be entitled to a vehicle.

That said, only one Motability scheme vehicle is available per person as the customer’s allowance is used to cover the cost of the lease.

What is the driver consent form?

This is a form used by the dealership to detail who will be driving the car. 

When initially ordering a Motability scheme vehicle, you will be required to inform the dealer of everyone you wish to drive the car, including yourself, the applicant. 

Each of the appointed must attend the order placing, must agree to all the guidelines within the Motability scheme, and give permission for their details to be checked against the DVLA database. 

Alternatively, they can fill in the driver consent form and hand in their driving licence to the dealership when the order is being placed. This form can be found here.

I have a number of carers. Can they all drive the car?

Two drivers are automatically included with the all-inclusive Motability scheme package, with the opportunity to add one additional driver at no additional cost. If you wish to add further drivers to the policy, contact RSA Motability (RSAM). For circumstances such as these, the RSAM may be able to arrange an open policy, which removes the restriction on the number of drivers on the insurance. 

Anyone who is going to be included on the insurance must abide by all of the Motability scheme guidelines as well as those laid out by the RSAM.

Can people not named on my insurance drive my car?

The only drivers legally permitted to the drive the Motability vehicle are those that are named as ‘permitted drivers’ on the Certificate of Motor Insurance.

Any other drivers not detailed on the insurance policy are not allowed to drive your car, regardless of whether they have fully comprehensive insurance on another vehicle or not.

You, as the owner of the Motability lease, may be held responsible for any damages or losses which occur if such an event was take place. Furthermore, you may be prevented from applying to Motability in the future.

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