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Personal Contract Purchase (PCP) Representative Example

Below is a representative example of a Personal Contract Purchase agreement detailing the deposit, total amount of credit, monthly payments, and representative APR:

Representative example

PCP

Cash Price
£23,270.00
Customer Deposit
£4,477.00
Total Amount of Credit
£18,793.00
47 Monthly Payments of
£310.83
Term of Agreement
48 months
Optional Final Payment
£11,025.00
Interest Rate (Fixed)
9.10%
Total Amount Payable
£30,111.01
Representative APR
11.9% APR